Business Planning

It’s difficult to separate the financial needs of your business from your personal financial needs and goals. That’s why it’s important to consider an integrated approach that addresses both your business and personal needs and where those needs intersect. O’Hara Wealth brings you professional guidance and a network of specialists to provide you with innovative solutions to meet your unique needs.

Estate and Business Succession Planning

• Estate planning
• Trust services
• Liquidity planning
• Exit strategies

Personal Planning

• Retirement income
• Education funding
• Asset and income protection
• Investment services

Business Planning & employee benefits

• Group employee benefits
• Retirement solutions
• Benefits for select employees
• Employer-sponsored benefits

Business Planning & Risk Management

• Liability coverage
• Protect business from loss of owners or key employees

Business Life Cycle and Needs

	startup	growth	maturity	transfer
risk management	Protect against business liability Protect business from loss of owners or key employees	Expanded protection against loss of owners and key employees	Expanded protection against loss of owners and key employees	Review/transfer protection plans
employee benefits	Group medical plan Group life insurance Group disability	Group Benefits Group Disability Group Dental Additional group benefits Voluntary group products Basic retirement plans Selective retirement and benefits programs Employee benefit communication programs	Selective disability protection Long-term care insurance Selective retirement/benefit programs	Review/transfer benefits
business succession		Buy-sell agreement	Review buy/sell agreement	Exit strategy
personal planning	Protect income stream Protect family Retirement plan	Review personal needs for owners	Review personal needs for owners Estate planning	Review personal plans for owners Review estate plans